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Hi IN×39’m attorney AlexandePaleyla Mar of there disability income division of Welland Schaefer I'm here to talk to you today about a recent case that came out regarding Boston mutual life insurance policy now this case that recently just came out is not a good case for the plaintiff, but it's a case where we can learn a lot of good information, so we could perfect, and we have future cases against Boston Mutual this case you know it didn't go right from the get-go this person used to work at a machine shop in Louisiana and suffered from the genitive joint disease and back problems spinal stenosis they made a good claim, and they made an application for disability benefits, but unfortunately that claim was denied it was denied even after they filed administrative appeals and the problem with this case was the fact that she did not have good physician support this claimant the doctor I guess didn't×39;know what was going on didn't know why they were talking to Boston Mutual and each time they spoke with Boston Mutual did not tell boss Mutual what the restrictions limitations this person had and why they could not do their job so when they applied for benefits Boston Mutual heard this and slithered×39’s no way going Tony give this person disability benefits their own physicians not even supporting them, so you can×39’t really fault Boston Mutual they filed an administrative appeal a dafter the appeal and during that appeals process person at another surgery on tieback and still Boston mutual denied him because the same physician went back and said this person wouldn't give him restrictions limitations and so BostonMutual used that to their advantage lawsuit was filed I don't know what law firm this person hired, but you know even after Boston Mutual filed motion for summary judgment this law firm never responded and the judge gave him three extension, and they never responded, so you can×39’t really fault the judge for this one and ruling in favor the insurance company gets the plaintiff, but this can teach you and teach us something about future cases first and foremost when you×39’re filing application on filing an appeal you got total to your doctors have to know what×39’s going on with your claim what the definition of disability is Randall the different parameters of your policies they know when they speak libero when I speak the Boston Mutual why they should be supportive of your claim, or maybe they just won't be supportive here claim but with the medical record that I have reviewed in this case this person could be on claimnowif they had better physician support and if they had a better lawyer to understanding what×39’s going on in this case and how to handle these disability cases so if you have a similar case against Boston Mutual or you×39’thinking about filing an application please callus we×39’ll give you reconsultation Anand speak with you as long as we possibly can thank you
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